Replace your spreadsheet — in 2 minutes

Stop managing
your money in
spreadsheets.

FinTrack replaces messy finance sheets with a clean dashboard that organizes your spending, history, and upcoming expenses — without formulas, setup, or bank connections.

No bank connections required Privacy-first design Export anytime
app.usefintrack.com/dashboard

Total Income

$6,240

↑ vs last month

Total Expenses

$3,890

↑ vs last month

Net Balance

$2,350

↑ vs last month

Cash Flow — Last 6 Months

DecJanFebMarAprMay

Recent Transactions

Salary

Income

+$4,200

Rent

Housing

-$1,200

Groceries

Food

-$340

No Bank Connections

Your data stays under your control. Zero exposure to banking APIs or OAuth credentials.

Privacy First

No third-party financial access required. Your entries are for your eyes only — never aggregated.

Export Anytime

Your financial data is always portable. CSV export on demand, account deletion on request.

Mobile Friendly

Built to feel faster than spreadsheets. Quick-entry, bottom nav, instant logging on any device.

Who it's for

Built for people who
outgrew spreadsheets.

If you track finances in Excel or Google Sheets, FinTrack was built specifically for you.

📊

Spreadsheet Users

Tired of rebuilding formulas every month. FinTrack gives you the structure without the maintenance.

🔒

Privacy-Conscious Users

No bank sync. No financial aggregation. No third-party access to your spending data.

📱

Mobile-First Tracking

Track finances faster than opening Excel. Built for 5-second entries while you're on the go.

🔄

Recurring Expense Awareness

Know what's coming before it hits. See every bill and projected balance automatically.

The honest truth

Spreadsheets were never
built for personal finance.

Excel and Google Sheets are general-purpose tools. Using them for finance means you're fighting the tool every month.

Broken formulas

One wrong cell reference breaks your entire sheet.

Monthly copy-paste

Duplicating tabs, renaming files, losing history.

Unusable on mobile

A phone spreadsheet isn't a finance tracker.

No financial clarity

Raw numbers with no visual trends or insights.

No recurring forecast

Spreadsheets can't tell you what's due next week.

Files scattered everywhere

Multiple versions, cloud sync issues, lost data.

The honest truth

Why spreadsheets stop working
for personal finance.

Excel and Google Sheets are powerful tools — for the wrong job. Personal finance needs a purpose-built system.

Broken formulas destroy calculations
Hidden rows create financial blind spots
Mobile spreadsheets are frustrating to use
Manual monthly resets waste time
Recurring bills become difficult to track
FinTrack creates a continuous financial timeline
Every transaction is instantly visible and searchable
Mobile-first design for quick on-the-go entries
Automatic month history — no manual resets
Recurring bills tracked and forecasted automatically

Read the full breakdown: Why finance spreadsheets fail →

The comparison

Why users are switching
from spreadsheets to FinTrack

The Spreadsheet Way

Broken formulas ruin your data
Manual tracking every transaction
Scattered files across devices
Poor mobile experience
Guessing your monthly balance
No recurring bill awareness

The FinTrack Way

Automated, structured dashboard
Continuous financial timeline
Single unified dashboard
Fast, app-like mobile experience
Live projected month-end balance
Recurring bill forecasting built-in

Coming from a spreadsheet? Replace your Excel tracker or switch from Google Sheets.

Recurring & Forecast

Spreadsheet Killer

Know what's coming
before it hits.

Schedule recurring bills, subscriptions, and income — FinTrack projects your month-end balance automatically. The math Excel makes you calculate manually, FinTrack does instantly. No bank connection. No formulas. Just clarity.

Upcoming This MonthAll scheduled income and bills at a glance.

Projected BalanceCurrent balance + upcoming income − upcoming expenses. Auto-calculated.

Zero surprisesKnow your financial position before it arrives.

Learn more about forecasting

Projected Month-End

$2,840

$1,200 now +$4,200 −$2,560 scheduled

Upcoming This Month

Salary

Day 1

+$4,200

Rent

Day 5

−$1,200

Netflix

Day 12

−$18

Gym

Day 15

−$45

Freelance

Day 20

+$800

Built for spreadsheet users

Early adopters replacing Excel & Google Sheets
for personal finance tracking.

I spent 5 years maintaining a complex Google Sheet. Moving to FinTrack gave me the same control with 90% less effort.

SK

Sarah K.

Freelance Designer

The recurring tracker means I never get surprised by a bill. My savings rate went up 8% in two months.

MR

Michael R.

Software Engineer

Finally a finance tracker that doesn't need my bank login or a finance degree to set up.

AT

Aisha T.

Small Business Owner

100+

Spreadsheet users replaced

4.9★

Average rating

99.9%

Uptime

0

Bank connections required

Built for you

Everything you need.
Nothing you don't.

No bank sync. No automation. Just a clean financial awareness system.

No Bank Linking

Enter transactions manually. No open banking, no API keys, no exposure. Your data stays yours.

Recurring & Forecast

Schedule repeating transactions and see your projected month-end balance automatically.

Cash Flow Charts

See income vs. expenses over 6 months with interactive bar chart visualizations.

Mobile First

Native-feeling experience on your phone. Quick-entry drawer, bottom nav, instant logging.

CSV Export

Export all transactions to CSV for tax time, accountants, or deeper analysis.

Budget & Goal Tracking

Set monthly budgets and savings goals. Watch progress fill as you hit milestones.

Full History

Automatic history for every month. Navigate to any period and review your story.

Privacy by Design

Row Level Security enforced at the database level. Only you can ever see your data.

Category Insights

See exactly where your money goes with pie charts and percentage breakdowns.

Pricing

Simple, transparent pricing

Start free. Upgrade when you're ready. No bank connection ever required.

Free

First 20 transactions free

$0 forever
  • Up to 20 transactions
  • Full dashboard & charts
  • Category breakdowns
  • Mobile experience
  • Dark & light mode

No bank sync required · Privacy-first

Get started

Monthly

Full access, month-to-month

$11.99 /mo
  • Unlimited transactions
  • Recurring transactions & forecast
  • CSV export
  • Advanced reports
  • Monthly comparison charts
  • Priority support

No bank sync · Privacy-first · Export anytime

Start Monthly
✦ Best Value

Yearly

Save 30% vs monthly

$99.99 /yr

≈ $8.33/mo · save $44/yr

  • Unlimited transactions
  • Recurring transactions & forecast
  • CSV export
  • Advanced reports
  • Monthly comparison charts
  • Priority support

“Most spreadsheet users switch permanently.”

No bank sync required · Privacy-first · Export anytime

Start Yearly
Best for Spreadsheet Migrators

Lifetime

Pay once, use forever

$199.99

one-time payment

  • Everything in Pro — forever
  • Recurring & forecast built-in
  • All future features included
  • No recurring charges ever
  • Priority lifetime support

No bank sync · Privacy-first · Export anytime

Get Lifetime Access

All paid plans include a 7-day money-back guarantee. No bank connection ever required.

Privacy-First by Design

Your finances
stay private.

FinTrack does not require bank connections, financial aggregation, or third-party banking APIs. Your financial workspace stays simple, private, and fully under your control.

Zero bank API connections — ever
No OAuth credentials stored
Row Level Security at database level
Export and delete your data anytime
No financial aggregation services

Air-Gapped by Design

Because FinTrack never connects to your bank, it is structurally impossible for your financial accounts to be accessed, breached, or exposed through our platform.

Bank connections required

Zero

FAQ

Frequently asked questions

Is FinTrack better than Excel for tracking expenses?
Yes — for personal finance specifically. Excel is a powerful general-purpose tool, but it requires manual formula maintenance, monthly file duplication, and breaks easily on mobile. FinTrack is purpose-built for expense tracking: automatic history, recurring bill forecasting, and a clean dashboard that never breaks.
Can I track recurring bills without a spreadsheet?
Yes. FinTrack has a dedicated recurring transaction system. Add any recurring expense or income with a due day — rent, salary, subscriptions — and FinTrack automatically shows what's due this month and calculates your projected month-end balance.
Do I need to connect my bank account?
No. FinTrack is fully manual — you enter transactions yourself. Zero exposure to banking APIs, no OAuth credentials, complete privacy. This is the core design philosophy: your financial data belongs to you.
Can I export my data anytime?
Yes. Pro and Lifetime users can export all transactions to CSV at any time. Your data is always portable — no lock-in. You can also delete your account and all associated data on request.
Is FinTrack mobile-friendly?
Yes. FinTrack is designed mobile-first. Quick-entry transaction drawer, bottom navigation, touch-friendly cards, and responsive charts. It should feel faster than opening a spreadsheet on your phone.
Is this really a spreadsheet replacement?
Yes. FinTrack is designed specifically for people who track finances in Excel or Google Sheets. You get all the structure and history of a spreadsheet — without formulas, copy-paste, or broken cells.
Is my financial data secure?
Yes. We use Supabase Row Level Security, enforced at the database level. Only you can ever access your own data. No bank connection means no banking credentials are ever stored.
Can I cancel my subscription anytime?
Yes. Cancel anytime from billing settings. You keep access until the end of your billing period.
What is the Lifetime plan?
A one-time payment of $199.99 gives you unlimited access forever — including all future features. No subscriptions, no renewals.

Your finances deserve
better than spreadsheets.

Start tracking with clarity and control.
Free forever. No bank connection required.

No bank connections · Privacy-first · Export anytime